Choosing the right individual health insurance plan seems not to be quite easy. To make a good choice and avoid some common traps, however, you need to keep a few basics in mind, starting with the meaning of such terms as premium, deductible, copay, and coinsurance. Then go through the checklist provided here, with your likely medical […]
If your claim has been rejected and you think it’s unfair, there are things you can do to address the problem.
Why might your claim be rejected?
Did You Use A Broker?
If you bought your policy through an insurance broker, they might make your complaint for you – it’s worth asking, to save yourself the hassle.
There are […]
You have an expensive smartphone and/or you’re locked into a long-term contract
You have a history of lost or broken phones
You couldn’t afford to replace the handset and you wouldn’t want to downgrade to a cheaper model
You rely on your mobile phone and would need an instant replacement if it was lost, stolen or damaged. (Bear […]
It can be tempting to buy the cheapest insurance you can find but it may not cover your needs. Here’s what to look for in the small print.
Cheap deals will have strings attached. If you have an accident, the company may charge you a big ‘compulsory excess’ – that’s the amount you have to pay […]
The right choice between whole and term life insurance depends in large part on the circumstances of the person making the decision. Term life policies are ideal for people who want a lot of coverage but do not want to pay a lot for premiums each month. Whole life customers pay more in premiums for less coverage, […]