Insurance Blog


Insurance Needs of Children: A Closer Look

By Dez Duran-Lamanilao

Whether you choose to buy some coverage for your child when you purchase a term life insurance policy or a permanent life insurance policy, there are pros and cons associated with that decision. According to a Forbes article that appeared in January 2016, some of the benefits include:

Death benefits: money for funeral […]

By |April 23rd, 2017|Uncategorized|0 Comments

Out-of-pocket Costs in Health Insurance

By Dez Duran-Lamanilao

Section 1302(c)(1) of the Public Health Service (PHS) Act section 2707(b), as added by the Affordable Care Act (ACA), sets out a limit for out-of-pocket costs for both self-only and other than self-only coverage. Thus, effective January 1, 2015, non-grandfathered group health plans as well as group health insurance coverage are required to […]

By |April 8th, 2017|Uncategorized|0 Comments