By Dez Duran-Lamanilao
Children’s teeth are different from those of adults because a full set of adult teeth contains an additional 12 teeth compared to a child’s teeth, which has the standard 20, 10 of which are on the upper jaw and another 10 on the lower jaw. Both however need the right dose of oral […]
By Dez Duran-Lamanilao
Image source: Brown’s Guttenberg
Remember how your car looked when it was a few weeks old? Or the excitement you felt and all the plans you’ve laid out to properly take care of it? New car owners go through these usual phases when buying a new vehicle. However, when work, family responsibilities, social life […]
A smile can make the hardest of hearts break down their barriers. It can connect friends, family members, and even strangers. It can gain you confidence, enthusiasm and self-esteem. It comes naturally to others who have a positive outlook in life, but may take a while in coming for those who probably perceive smiling as […]
By Dez Duran-Lamanilao
Image source: Macquarie Group
It will take careful planning and consideration when purchasing life insurance. Deciding on who the primary and secondary beneficiaries are may be easy and simple for some but complicated for others. It comes as no surprise if conflicts arise during the execution of a policy. These might happen when the […]
The dilemma of what type of health insurance to get is a common occurrence especially for those who have little knowledge about how insurance works. Hence, let us take a brief look at the available options you have if you are planning to enroll this year.
Image source: The Sunday Mail
If you have not enrolled in […]
By Dez Duran-Lamanilao
When you request for an insurance quote, your insurer undertakes some steps first before you can receive a proposal. One of these is obtaining a CLUE (Comprehensive Loss Underwriting Exchange) report to decide whether it is advisable to offer you coverage and how much you should pay.
Most insurance companies submit claims history information […]
By Dez Duran-Lamanilao
Image source: Travelers
The level of maturity and the way they perceive things will be quite different between teens and adults. Increased emotional intensity and risk-taking attitude can significantly affect the driving behavior of younger individuals. Thus, buying teenagers a can insurance should be done with careful consideration and planning.
Unless the teen wants to […]
By Dez Duran-Lamanilao
No one can argue with the benefits of purchasing home insurance. Some of the most common reasons that justify the need for such include protection from natural disasters, theft, damaged personal property, vandalism or malicious mischief, smoke, and explosion. If your home is in mortgage, your lender is likely to require that you […]
By Dez Duran-Lamanilao
Image source: Vela Point
One of the reasons why some people find it difficult to decide whether investing in life insurance is a wise move or not is due to lack of basic understanding of the different types of life insurance. Let us clarify the most common issues that every individual may have about […]
By Dez Duran-Lamanilao
Insurance companies have the right to declare a vehicle as total loss. This is the time when they determine that it is no longer practical to complete repairs; and that the actual cash value (ACV) is already lower than the cost to repair the vehicle. When this happens, unfortunately for the owner, the […]