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The Miracle That Is Orthodontics | Dental Coverage

By Dez Duran-Lamanilao

Children’s teeth are different from those of adults because a full set of adult teeth contains an additional 12 teeth compared to a child’s teeth, which has the standard 20, 10 of which are on the upper jaw and another 10 on the lower jaw. Both however need the right dose of oral […]

By |April 27th, 2018|Uncategorized|0 Comments

Top 7 Time-Tested Tips to Keep Your Car Looking Brand New

By Dez Duran-Lamanilao

Image source: Brown’s Guttenberg 

Remember how your car looked when it was a few weeks old? Or the excitement you felt and all the plans you’ve laid out to properly take care of it? New car owners go through these usual phases when buying a new vehicle. However, when work, family responsibilities, social life […]

By |March 15th, 2018|Uncategorized|0 Comments

Show That Perfect Smile

A smile can make the hardest of hearts break down their barriers. It can connect friends, family members, and even strangers. It can gain you confidence, enthusiasm and self-esteem. It comes naturally to others who have a positive outlook in life, but may take a while in coming for those who probably perceive smiling as […]

By |February 22nd, 2018|Uncategorized|2 Comments

Who Are Your Life Insurance Beneficiaries? Your Decision Matters

By Dez Duran-Lamanilao

Image source: Macquarie Group

It will take careful planning and consideration when purchasing life insurance. Deciding on who the primary and secondary beneficiaries are may be easy and simple for some but complicated for others. It comes as no surprise if conflicts arise during the execution of a policy. These might happen when the […]

By |February 5th, 2018|Uncategorized|0 Comments

Choosing the Right Health Insurance

The dilemma of what type of health insurance to get is a common occurrence especially for those who have little knowledge about how insurance works. Hence, let us take a brief look at the available options you have if you are planning to enroll this year.

Image source: The Sunday Mail

If you have not enrolled in […]

By |January 23rd, 2018|Uncategorized|0 Comments

How to Raise Your CLUE Score and Improve Your Insurance Policy

By Dez Duran-Lamanilao

When you request for an insurance quote, your insurer undertakes some steps first before you can receive a proposal. One of these is obtaining a CLUE (Comprehensive Loss Underwriting Exchange) report to decide whether it is advisable to offer you coverage and how much you should pay.

Most insurance companies submit claims history information […]

By |January 9th, 2018|Uncategorized|0 Comments

Car Insurance for Teens: What to Keep in Mind

By Dez Duran-Lamanilao

Image source: Travelers 

The level of maturity and the way they perceive things will be quite different between teens and adults. Increased emotional intensity and risk-taking attitude can significantly affect the driving behavior of younger individuals. Thus, buying teenagers a can insurance should be done with careful consideration and planning.

Unless the teen wants to […]

By |December 30th, 2017|Uncategorized|0 Comments

Saving on Home Insurance: A Practical Guide

By Dez Duran-Lamanilao

No one can argue with the benefits of purchasing home insurance. Some of the most common reasons that justify the need for such include protection from natural disasters, theft, damaged personal property, vandalism or malicious mischief, smoke, and explosion. If your home is in mortgage, your lender is likely to require that you […]

By |December 12th, 2017|Uncategorized|0 Comments

Investing in Permanent Life Insurance

By Dez Duran-Lamanilao

Image source: Vela Point

One of the reasons why some people find it difficult to decide whether investing in life insurance is a wise move or not is due to lack of basic understanding of the different types of life insurance. Let us clarify the most common issues that every individual may have about […]

By |November 23rd, 2017|Uncategorized|0 Comments

What to Do When Your Insurer Declares Total Loss | Car Insurance

By Dez Duran-Lamanilao

Insurance companies have the right to declare a vehicle as total loss. This is the time when they determine that it is no longer practical to complete repairs; and that the actual cash value (ACV) is already lower than the cost to repair the vehicle. When this happens, unfortunately for the owner, the […]

By |November 7th, 2017|Uncategorized|0 Comments